Private Credit

We have extensive experience in negotiating, structuring and executing all types of private credit transactions.

Raising capital to fund expansion, acquisitions, new facilities, ambitious projects or other growth plans can be difficult for organizations of all sizes, especially in a challenging macroeconomic and fiscal environment. When traditional fundraising avenues are off the table, private credit offers bespoke debt solutions for borrowers from mid-market companies to large-cap multinational enterprises.

The lawyers in Osler’s private credit practice boast extensive experience in negotiating, structuring and executing all types of private credit transactions, as well as the deep market knowledge to deliver innovative and effective outcomes for our clients.

How we can help

Our team acts for a wide range of lenders and borrowers across industries and geographic locations. We help lenders — including private capital and debt funds, financial sponsors, institutional and private clients, pension funds, investment managers and other private credit providers — allocate their available resources in a way that maximizes impact and minimizes risk.

For borrowers with limited access to bank finance or syndicated loan markets or who are operating in unique or distressed situations or in emerging markets, we work to find the debt solution, strategy and partners that best match their needs and business goals.

We provide advice on secured and unsecured term loans, mezzanine and subordinated loans, revolving credit facilities, first- and second-lien financing, private high-yield notes, leveraged loans, private debt products and structures, distressed and special situations financing (including debtor-in-possession facilities), asset-based loans, intercreditor arrangements and collateral documentation.

One firm

Leveraging Osler’s unique one-firm model, clients can access our leading expertise and relationships in capital markets, banking, financial services, venture capital, private equity and pension fund investments, insolvency, restructuring and other related services.

Consistently recognized as one of Canada’s top corporate law firms, Osler offers an unsurpassed level of market familiarity, nationwide resources and thorough advice. Clients count on us for our proven expertise, long track record and creative approach in all aspects and types of private credit and other financial transactions.

Key Contacts

Joyce M. Bernasek

Partner, Financial Services, Toronto

Richard M. Borins

Partner, Financial Services, Toronto

Lisa Mantello

Partner, Financial Services, Toronto