Elizabeth Sale

E-commerce: COVID-19 as a catalyst for change?

The COVID-19 pandemic is disrupting the e-commerce landscape and will have a lasting effect on how businesses conduct online transactions in a...

Regulators push deadlines for reform implementation in response to COVID-19

As the COVID-19 pandemic saga continues to unfold, financial regulators continue to demonstrate flexibility for market participants and their staff...

British Columbia government consultations on changes to Mortgage Brokers Act and Disclosure of Beneficial Ownership

The Provincial government announced on Friday, January 17, 2020, that it will be accepting feedback on two consultations to assist in its ongoing...

Financial services regulation: Toward integrated consumer protection initiatives

In the decade that immediately followed the financial crisis, financial services regulatory reform largely focused on solvency and capital adequacy.

Ontario government releases fall economic statement: Modernizing financial services

On November 6, 2019, the Ontario government released its fall economic statement, 2019 Ontario Economic Outlook and Fiscal Review: A Plan to Build...

FINTRAC updates guidance regarding identity verification methods permitted under amendments to anti-money laundering and anti-terrorist financing regulations

Updated FINTRAC guidance on identity verification indicates that reporting entities are expected to use software or other technological tools to...